The Basics of Baccarat


Baccarat is an exciting game that requires no special skills. It has long been a favorite for gamblers, and is now available in casinos in the United States and Asia. Most baccarat tables are located in high limit areas of casinos. The game has a small house edge.

The goal of baccarat is to bet on the hand that is closest to nine points. Players can bet on either the Banker or Player. To win, the player’s hand must be closer to nine than the Banker’s. A tie bet is another betting option. This bet is often offered with odds of 8 to 1.

Traditionally, the two cards dealt to the Banker hand are placed face down. Next, the dealer draws the third card. Depending on the rules of the game, the third card may go to the Banker or to the Player. For example, if the total for the Banker is a 6, the dealer must draw a third card, while if the total for the Banker is 7, the player must draw a third card.

The dealer will then check the banker’s two cards and decide whether the player should have a call, a non, or a ‘carte’. If the total for the banker is a 5, the player should call. Similarly, if the total for the banker is a 7, the active player should call. When no other players have made a bet against the banker, the player has the choice of calling ‘carte’ or ‘non’.

After determining which bet to make, the Player and Banker are then dealt the second set of cards. Both the Player and the Banker have equal points. Those points are then compared with each other. Any hand with a total of five or less is considered a ‘non,’ while any hand with a total of six or seven is a ‘carte,’ or ‘no’.

The baccarat house has a 1.24% edge on the Player bet and a 1.06% edge on the Banker bet. For every ten units wagered, the average payout for the Player bet is one unit, while the average payout for the Banker bet is two units.

One of the most popular strategies is to bet on the Banker. There is a commission fee attached to the Banker bet, but this is the best way to increase your chances of winning. Bets on the Banker bet will pay out at least 95% of the original amount. However, winning a Banker bet requires a 5% commission.

Another strategy involves sticking with the Player bet. If the first two cards totaled eight or nine, the game is considered a ‘natural,’ and players win automatically. On the other hand, if the player’s first two cards total less than nine, the hand is a ‘tie,’ and the players receive a payout of only eight to one.

Baccarat is a slow-moving game. It is recommended that you take a break after every 200 units bet.